Lease-to-Own
in UAE

Lease to Own — the smarter alternative to car rentals.
A flexible solution for both individuals and businesses: drive your car today and make it yours at the end of the term.

Start your preliminary leasing calculation

1/5Answer a few questions — it will take less than 1 minute

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2/5Let’s calculation parameters

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3/5The car you are looking for

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//For who is this for?

Fast approval, quick start, and complete ownership — all with Lease to Own.

(01)

For UAE residents aged 24 and above who hold a valid UAE driving license.

(02)

For those who cannot use traditional bank financing.

(03)

For those applying for a mortgage and need to clear their existing car loan.

(04)

For anyone currently renting a car and losing money every month — with Lease to Own, you can drive and invest at the same time.

//How it works

(01)

Choose your dream car — must be less than 4 years old.

(02)

Send us your details and documents:

Driving License; Emirates ID; Passport; Bank Statement (last 3 months); AECB Credit Report.

(03)

We review your application and provide approval within 2 business days.

(04)

Make your initial payment, and get your car the very next day.

(05)

Drive and enjoy your car — no hidden fees, no complicated terms.

LEASE TO OWN CAR CALCULATOR

Craft a bespoke lease to own lease to own plane based on the initial payment value, lease duration & vehicle preferences.

Leasing Calculator

Amount

AED

75 000
3 000 000
Period
24 months
12
72
Initial Payment

%

20
60

Total Summary

Name
Total
Amount
200 000 AED
Period
24 Month
Initial Payment
% 30
From 7995.00 AED

//Advantages

(01) Freedom of Choice — we buy and lease any vehicle that meets our criteria.

(02) Fast Approval — within just 3 days, with minimal paperwork and quick decisions.

(03) Drive Your Car Within 3 Days — from approval to keys in your hands in no time.

(04) We Consider Overseas Income — we assess your global assets and earnings, not just UAE income.

(05) Not a Loan, It’s Lease to Own — mortgages or existing car loans are not an obstacle. You can easily transfer your financed car from a bank loan to Lease to Own, keeping your payments flexible and affordable.

(06) Support During Mortgage Process — if you’re applying for a mortgage but your existing car loan is affecting your eligibility, we can help you move your vehicle from a loan to Lease to Own, making the process smoother and more convenient.

(07) Up to 3 Cars Per Client — ideal for family, business, or personal needs.

(08) We Handle All Communication — no stress, no confusion — we speak directly to the seller for you.

(09) Early Buyout or Resale Anytime — full flexibility to sell the car or close the contract whenever you choose.

Example Lamborghini Urus

Car Price: AED 850,000

Rent

Monthly Rent:

AED 75,000

Annual Cost:

AED 900,000 + fees

Lease to own

Initial Payment:

AED 212,500

Monthly Payment:

AED 63,200

Total for the Year:

AED 758,400

Car Value After 1 Year:

AED 750,000

Which is more profitable?

900,000
AED per year

220,900
AED per year

What you get in the end?

RENT

  • The car never becomes yours

  • You lose all the money paid

  • Need to search for a new car every year

  • No option to customize or add drivers

LEASE TO OWN

  • The car becomes fully yours

  • You build ownership value

  • You can keep or sell the car anytime

  • You can personalize and modify your car freely

// FAQ

(01) When I finish all my monthly payments, does the car become mine? Arrow

Yes, once all payments are completed, you can own the car by paying AED 1,000 as the final transfer fee.

(02) Is it mandatory to have a UAE driving license for Lease to Own? Arrow

Yes, a valid UAE driving license is required.

(03) Do I pay for insurance myself? Can I choose the insurance company? Arrow

Yes, you pay for insurance yourself, but you must choose from our list of approved partner insurers, as the policy is issued under fleet insurance.

(04) Can I choose any car? Arrow

Almost any — the car must meet the Lease to Own standards, be less than 4 years old, and fit our liquidity and quality criteria.

(05) Can I drive the car outside the UAE? Arrow

Unfortunately, no, driving outside the UAE is not permitted.

(06) Can I buy out the car early? Arrow

Yes, the early buyout option is always available.

(07) Can I add additional drivers? Arrow

Of course! You can add as many drivers as you need, as long as they hold a UAE driving license and have a valid Emirates ID.

(08) How do I make the payments? Arrow

You’ll receive a monthly invoice, which you can pay through any convenient method.

(09) How are traffic fines and Salik handled? Arrow

Fines are first charged to us — we settle them immediately and re-invoice you.
You must make the payment within 3 business days.
Salik usage is also billed monthly, and you’re required to pay the total balance.
Any black points are transferred to your account within 1 business day.

(010) Does servicing or maintenance come included in Lease to Own? Arrow

No, servicing is not included.
We recommend choosing a vehicle with a service contract and warranty to avoid extra costs.

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