Since day one
1,200+
cars delivered across the UAE — from Dubai Marina to Al Ain
Lease-to-own in the UAE
Lease to own
your next car
in the UAE
Choose any car from any dealer or marketplace. Online decision in 1.5 minutes. One fixed monthly payment, and the car becomes yours at the end.
Initial payment
20% yours
- Day 1
- Month 12
- Month 24
- Month 36
- Month 48
- Yours
Scroll — every payment makes the car more yours
1.5 min
to get your offer online
20%
minimum initial payment — the rest in fixed monthly payments
4 years
young cars only — up to 4 years old
Two products
Two price ranges. Two approaches.
Everyday cars get an automatic online decision. Premium and luxury cars get a personal review.
Online decision
Cars up to AED 350,000
Tell us about the car you like — get a decision in 1.5 minutes and your offer straight to your email.
- Initial payment from 20%
- Cars up to 4 years old
- Term 12 to 60 months
- Fixed monthly payment
- Any dealer or marketplace in the UAE
Personal review
Cars from AED 350,000 to AED 3,000,000
Premium, luxury and sports cars. Every application is reviewed individually, and the deal is structured around the car and your profile.
- Individual terms
- Personal manager from the first call
- Business owners and non-standard income welcome
Calculator
Calculate your monthly payment
See your monthly payment on our best terms — and watch the car become yours, month by month. Apply online to get your exact offer.
75K350K3M
20%60%
Monthly payment
from AED 2,688/ month
- Initial payment
- AED 25,200
- Lease amount
- AED 100,800
- Purchase option at the end
- AED 1,000
Above AED 350,000 we offer individual terms — a manager will structure the deal around the car and your profile.
Get an exact offer in 1.5 minCalculation sample, not an offer. Final terms are confirmed in your personal offer. Insurance, registration, Salik and GPS are not included. If the seller cannot provide a Tax Invoice, a 5% VAT adjustment applies and the minimum initial payment increases to 25%. For cars above AED 350,000 we offer individual terms — talk to a manager.
Real example
Jetour T2 from AED 2,688 a month
- Monthly payment
- from AED 2,688
- Car price
- AED 126,000
- Initial payment 20%
- AED 25,200
- Term
- 48 months
Calculation sample, not an offer. Your terms depend on the car and your documents. If the seller cannot provide a Tax Invoice, a 5% VAT adjustment applies and the minimum initial payment increases.
Who it is for
Made for real life in the UAE
However you live and earn here — there is a way to drive the car you want.
01
New to the UAE
Just arrived? Get your car from the first months, not years later.
02
Self-employed and freelancers
Freelance visa or income from abroad — welcome.
03
Business owners
Drive the car you want while your money works in your business.
04
No time to wait
Decision in 1.5 minutes, no long paperwork.
How it works
Six steps to your own car
-
01
Choose a car
Any car from any dealer or marketplace — tell us the make, model, year, mileage and price.
-
02
Get a preliminary offer
We email your payment for that exact car, with a minimum 20% initial payment.
-
03
Send your documents
Use the link in the email to complete your application and get your final offer.
-
04
Sign and make the initial payment
We sign the lease agreement; you make the initial payment and pay for the insurance.
-
05
Drive and pay monthly
Fixed monthly payments as per your contract. No hidden fees.
-
06
The car is yours
After the last payment, pay the AED 1,000 purchase option fee and the car is transferred to your name.
Why lease to own
What you get
- New to the UAE, self-employed or a business owner — welcome
- Offer in 1.5 minutes for cars up to AED 350,000
- Any car from any dealer in the UAE
- Fixed monthly payments for the whole term
- Early buyout possible after 12 months
- The car is yours at the end for AED 1,000
Main conditions
What you should know
- Initial payment from 20%
- Client age from 24 years
- Cars up to 4 years old
- Valid UAE driving license or one recognized in the UAE
- Comprehensive insurance is paid separately
- Salik, traffic fines and maintenance are paid by you
- Driving outside the UAE needs our written consent
Compare
Lease to own vs bank vs rent
After 48 months of monthly payments, how much of the car is yours?
Lease to own
0%
Bank loan
0% + interest
Rent / long-term lease
0%
| Criteria | Lease to own | Bank | Rent / long-term lease |
|---|---|---|---|
| What it is | Lease with the right to own | A loan with interest | You pay for usage only |
| Monthly payment | Fixed for the whole term | Set by the bank | Fixed rent |
| Who can get it | New to the UAE, self-employed, business owners — welcome | Strict bank requirements | Most people |
| Decision | 1.5 minutes online | Takes longer | Fast |
| Payments | Initial payment + fixed monthly lease payments | Initial payment + loan installments | Monthly rent |
| At the end | The car is yours for AED 1,000 | The car is yours | You return the car |
4.7
★★★★★
12 reviews on Google
Reviews
What our clients say
Real reviews from our clients live on our Google Maps profile. Already drive with us? Tell others how it went.
FAQ
Questions we hear most
01Is it a loan?
No. Lease to Own Car Rental L.L.C. is not a bank and this is not a loan. You lease the car with the right to own it at the end.
02Does the car become mine at the end?
Yes. After all monthly payments you pay a final purchase option fee of AED 1,000 and the car is transferred to your name.
03Will my monthly payment change?
No. Your monthly lease payment is fixed for the whole term.
04Can I buy out the car early?
Yes, after 12 months with one month’s notice. The settlement includes the residual value, a technical fee, the AED 1,000 purchase option and a one-time exit fee based on your term.
05Where can I choose a car?
Anywhere in the UAE — dubizzle, DubiCars, YallaMotor or any dealer. Enter the make, model, year, mileage and price in the application.
06What is VAT and why does the Tax Invoice matter?
VAT is a 5% UAE tax. If the seller cannot provide a proper Tax Invoice, a 5% VAT adjustment applies and the minimum initial payment increases to 25%.
07Do I need a UAE driving license?
You or your authorized driver need a valid UAE license or one recognized in the UAE. We usually give about 2 months to get a local license.
08What is not included in the monthly payment?
Comprehensive insurance, Salik and traffic fines, maintenance and repairs.
09How can I pay?
Cash, bank transfer, card, crypto or an online payment link.